Sometimes we are afraid to do what must be done for the simple reason that we think we cannot do it, that there are limitations or barriers that stop us from the very start or along the way. Many people are stuck because of this mentality, for a day, or weeks, months, and even years. If we compute the lowest minimum earnings one can get per day and multiply that with the number of days on stuck mode, that is called opportunity cost -- the price one has to pay when he glues his back to the bed or thinks he is a tree that cannot move from where he stands. It happens to everyone that at a certain point in time he loses such a momentum. Opportunities do not wait. It takes some baby steps to know what to do. The advent of technology is a big help to people because within a few mouseclicks, with internet connection and gadgets we have a smart access to apps or platforms that will help us to know what to do. There are community fora, websites, infographics, and other online tool...