There are many unexpected things happening in the global market that have domino effects. It is a very challenging period in our lifetime. How do we deal with an economic downturn? We are programmed to spend on products and services because this is good for the economy. We are all bombarded with advertisements showing tempting offers of many vendors. But with artificial intelligence (AI), financial difficulties and other challenges, many people around the world suffered from massive termination. In times like this, we are all encouraged to do business as every company creates job opportunities and contributes to the government funds in the form of taxes. It is not easy to establish a business as there are many requirements to be submitted and approved, prior to actual operation. There are many business consultants to help enterprising people make their dreams come true. Along the way, there are many obstacles. How the management handles them with the cooperation of the empl...