My friend is 60 years old, working in a company engaged in A/C maintenance and other building maintenance works. Since the owner is his friend and a 'brother' in a religious organization, he gave his best self to help in other jobs like driving and sometimes bookkeeping. Since his first year 5 years ago, has not gone to the home country yet, and no annual leave taken, nor annual leave pay if on local leave. His contract will expire early next year, 3rd of 2-year labor contracts.Tough times, so in addition to understanding the boss, his thought was to save all so he can have big take-home pay upon exit. But with the new end-of-service gratuity law, he can only take end-of-service benefits equivalent to two (2) years' basic earnings. Anxiety attacks hit him. He has two daughters, both with family of their own, but even until these days, they ask help from him not regularly though, but somehow this affects his lifestyle as it means sacrifices in other things. At certain times...